Cover Image: Credit-Lit

Credit-Lit

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Member Reviews

The US credit system is stupid. I don't like teaching it as a things thats normal and that makes sense because its not and it doesn't. I think kids should be taught that other countries don't have credit and that the system is elitist and ableist. All of that said, this book does a good job with teaching the basics. It accomplishes what it's trying to do.

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ARC provided via netgalley.

I think the book Credit-Lit was just "Okay." Full disclosure: I currently work for a bank and most of my time working here I've been in credit-related positions. There's nothing super "wrong" about this book - it gives some very simplistic basics for tweens who may be interested in learning what credit is, but it honestly feels like it's written more for a middle grade set than teenagers. More than that, frequently the questions asked aren't really directly answered outright on the next page (Questions like "should my score be high, or low?") I feel like a high schooler probably needs to know more information than this, and we can be more real about debt traps, how people end up with a lot of debt due to unfortunate circumstances, and maybe even advising setting financial boundaries and learning self-control. Plus I feel weird that the book says the credit score is one of your most important "numbers" in your life. Ehhh. I want teenagers to be financially savvy but not place their self-worth into the credit system.

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This was a fantastic book for both me and my teenage son! He just graduated high school and I wanted a creative way to educate him on what it means to be responsible with credit and finances. This was perfect!

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I'm not sure how different the format of the eARC is from the final product but based on my impression of this eARC I am not going to purchase this book for my YA library collection. It looks like someone made it in a Word document and could just print it and hand it out as is. The content itself is really slim. It's in the format of a question and answer but it could be expanded to actually inform the reader more about the topic than just simply answering the question.

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Not quite sure what this book was - it felt more like a classroom handout for a lesson than a book.
It was useful in it's information but it certainly wasn't a book.
It was very simple, and I expected the book to delve deeper into credit/loans etc rather than just explain what 'credit' was.
Also this book was written/published in the USA so a lot isn't always relevant to UK reader.

Ok - but not quite sure about it as a book.

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