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In 1933, the US government decided that Americans should pay no more than 20 percent of their income for housing. Today, though, almost half of renters pay more than 50 percent of their incomes toward housing, leaving them with precious little left to feed their children, pay for medical care, or cover emergencies. Far too many of these families end up on the street.
Congress has the power to intervene in the markets and protect American taxpayers. Why haven’t they?
In Stealing Home, James M. Nelson explores the dramatic surge in housing costs and the homelessness that’s too often the result. Through meticulous research, Nelson unravels the underlying threat that no one else has seen coming—the industry-wide algorithms and shared databases that give a handful of companies a virtual monopoly.
Those who control the AI technology will control the wealth that fuels the industry, not to mention the future of housing.
Stealing Home uncovers how the groups established to regulate American housing and prohibit discrimination are being gutted right under our noses. This is the wake-up call we didn’t know we needed, coming from a banking insider who’s taking an enormous personal risk to show us just how much worse things could get.
""Nelson’s righteous anger makes this book a must-read for not only those in the real estate and banking industries, but also for anyone who seeks to understand why, in the words of activist Jimmy McMillan, 'Rent Is Too Damn High.'"
- Kirkus Reviews
“James Nelson has done the movement for affordable housing a huge favor by writing this explosive new book about Artificial Intelligence technology. Armed with the data and studies which James has meticulously researched, tenants who are constantly threatened with rent increases, and, in these pandemic days, mass evictions can now fight back against landlords’ greed. Nelson’s research justifies a thorough investigation by the responsible public officials of the RealPage platform’s use of AI technology to hijack rents and contribute to homelessness and other social ills. “
- Mike Withey, human rights lawyer, social justice activist, and author of Summary Execution: The Seattle Assassinations of Silme Domingo and Gene Viernes