If you’re tired of tedious, time-consuming, error-prone budgets that require you to micromanage your money (and your life, too!), then this book might be for you.

It’s called The 10-Minute Budget, and it’s the fastest, simplest, and most effective way to manage your money without the sacrifice, guilt, shame associated with traditional budgeting. There are no envelopes, no budget categories, no restrictive “rules”, and no complicated accounting gimmicks you have to remember. Once everything is set up, it takes just 10 minutes (or less) each month to manage. It almost feels too simple. And yet, those who have tried it say they’ve managed to save more money than they ever thought possible, and do it without making any personal sacrifices, without feeling guilty about spending money, and without the shame associated with budgeting.

However, a word of warning: This book contains some highly controversial ideas about money, mindset, and specific budgeting strategies that are incompatible with conventional budgeting methods. The book eschews all mystical approaches to budgeting and money management, and exposes the not-so-nice forces behind today’s modern “money movement”, financial gurus, and the personal finance industry. So, it may not appeal to everyone (especially if you are a big fan of popular money gurus and authorities, popular budgeting apps, spend a lot of time on social media, and follow mainstream advice found on popular YouTube channels, podcasts, and radio).

To help you decide whether or not you think it's worth buying, here are some of things you’ll learn by reading the book:

✓ How to maintain a “to-the-penny” accurate budget in just 10 minutes (or less) per month, without using apps, balancing your checkbook, or doing any of the other stuff the experts and gurus tell you to do;

✓ How to stop financial fraud dead in its tracks without spending a lot of time auditing your bank transactions;

✓ How to “buckle down” and be disciplined with your money without feeling guilty, deprived, humiliated, or embarrassed; or,

✓ Spend your way to wealth——how to use ordinary credit cards to make $5,000 to $10,000 in cold hard cash savings this year;

✓ How to immediately start making better financial decisions, without paying a financial advisor, and permanently eliminate destructive financial habits forever;

✓ How to protect yourself against bogus financial gurus, expensive go-nowhere financial courses, and feel-good-do-nothing positive thinking “hacks”;

✓ How to pay for expenses you can’t afford or when you have no income;

✓ How to have total control over unpredictable income and expenses (perfect for home-based business owners and freelancers);

✓ How to save 16.66% on everything you buy this year;

✓ How to control your cash flow, pay off debt, and grow your savings without making personal sacrifices;

✓ The exact type of bank account you should have (and the exact type of bank account you should NEVER have);

✓ How to tackle any money problem head-on, and “fight it out” with your spouse (and win) without being critical, controlling, disrespectful, or hurtful, and without using shame or guilt;

✓ How to save up to 30% more of your income without doing the usual “responsible” things with your money; and

✓ How to stop overpaying for expensive budgeting software and force your bank to become your unpaid accountant.

And so much more…

This book also explains how to apply the methods explained in the book using a simple spreadsheet template. You don't need any fancy apps or software to use the information, but the resources are included if you want to use them. Download your copy today and have a simpler, easier to manage, budget and more savings in just 30 days.