AI is not coming. It is already here — and how you respond in the next few years will determine whether it works for you or against you.

Whether you are 16 and just starting out, 35 and building a career, or 65 and wondering what comes next, this book gives you a clear, practical playbook for your specific stage of life.

16·35·65 cuts through the noise and the hype to give you what you actually need: an honest assessment of what AI means for work, income, and opportunity — and concrete steps you can take right now, wherever you are in life.

No technical knowledge required. No jargon. Just clear, honest, actionable guidance for the most consequential transition of our lifetimes.

The window is open. This book shows you what to do with it.